Explore Government Schemes built for your MSME.
From ₹10 Lakhs to ₹2 Crore funding, tax exemptions to quality certifications — find the right scheme, understand eligibility, and apply with end-to-end handholding from MSME Yugem.
Find the right scheme for your business
Prime Minister's Employment Generation Programme
Margin-money subsidy for new manufacturing & service units.
- New manufacturing or service units
- Applicant age 18+ years
- VIII pass for projects above ₹10 L
MUDRA Loan (Shishu / Kishore / Tarun)
Collateral-free loans for micro enterprises.
- Non-corporate small businesses
- Manufacturing, trading or services
- Existing or new units
Credit Guarantee for Micro & Small Enterprises
Bank credit guarantee cover — no collateral required.
- Registered micro & small enterprises
- Manufacturing and service sector
- Good repayment track record
Stand-Up India
Bank loans for SC/ST and Women entrepreneurs.
- SC/ST or Woman entrepreneur
- Age 18+ years
- Greenfield project in mfg/service/trading
80-IAC Tax Exemption
100% income-tax exemption for 3 consecutive years.
- DPIIT-recognised Startup
- Incorporated after 1 Apr 2016
- Turnover under ₹100 Cr in any FY
DPIIT Startup India Recognition
Gateway to tax, IPR, funding & tender benefits.
- Entity < 10 years old
- Turnover under ₹100 Cr
- Innovative, scalable business model
Udyam / MSME Registration
Official MSME certificate unlocking every scheme.
- Micro, Small or Medium Enterprise
- Valid Aadhaar & PAN
- GSTIN (if applicable)
MSME Sustainable (ZED) Certification
Zero Defect Zero Effect quality certification with subsidy.
- Udyam-registered MSME
- Manufacturing unit
- Willing to adopt ZED practices
ISO 9001:2015 Certification
Global quality management system certification.
- Any registered entity
- Documented processes
- Willing to implement QMS
GeM Portal Registration
Sell directly to Government of India buyers.
- Any legal business entity
- Valid PAN & GST
- Bank account & Udyam certificate
IEC + RCMC & Export Incentives
Go global with import-export code & RoDTEP benefits.
- Business with export intent
- Valid PAN & GST
- Current account
PM Formalisation of Micro Food Enterprises
Credit-linked 35% subsidy for food processing units.
- Existing micro food enterprise
- Owner age 18+ years
- At least VIII pass
National SC/ST Hub Scheme
Special support, subsidy & handholding for SC/ST MSMEs.
- 51%+ SC/ST ownership
- Udyam-registered MSME
- Manufacturing / service unit
SIDBI Term Loan & Working Capital
Institutional finance for growth-stage MSMEs.
- Existing profitable MSME
- 2+ years operational
- Positive net worth
Not sure which scheme fits your business?
Take our 60-second eligibility check — we'll match you with every scheme you qualify for, based on your sector, turnover and goals.